Introduction
Joseph Fedor ("we," "us," or "our") operates the website fedorinsurance.netlify.app (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our Site, use our services, or communicate with us. By using the Site, you agree to the practices described in this policy.
Information We Collect
We may collect the following types of personal information:
Information you provide directly:
- Name (first and last)
- Email address
- Phone number
- Service interest or inquiry type
- Any additional information you include in the message field of our contact form
Information collected automatically:
- IP address
- Browser type and version
- Device type and operating system
- Pages visited, time spent on pages, and referring URLs
- Cookies and similar tracking technologies (see "Cookies and Tracking" below)
How We Collect Information
We collect personal information through the following methods:
- Contact Form: When you submit our contact form (powered by Netlify Forms), we collect your name, email, phone number, service interest, and message.
- Calendly Booking Widget: When you schedule a consultation through our embedded Calendly widget, Calendly collects your information according to their own privacy policy.
- Advertising Platforms: If you arrive at our Site through an advertisement (e.g., on Facebook or Instagram), the advertising platform may collect data about your visit using tracking pixels or similar technologies.
- Automatic Data Collection: Our hosting provider (Netlify) and any analytics or advertising tools we use may automatically collect technical data about your visit.
How We Use Your Information
We use the information we collect for the following purposes:
- To respond to your inquiries and provide the insurance services you request
- To schedule and manage consultations
- To communicate with you about your insurance needs
- To improve our Site and services
- To measure the effectiveness of our advertising campaigns
- To comply with legal and regulatory obligations
Cookies and Tracking Technologies
Our Site may use cookies and similar tracking technologies, including:
- Essential Cookies: Required for the Site to function properly.
- Analytics Cookies: Help us understand how visitors interact with our Site.
- Advertising Cookies: Used by advertising platforms (such as Meta/Facebook) to deliver relevant ads, measure ad performance, and build audiences for advertising. These may include the Meta Pixel, which collects data about your browsing activity on our Site to help us serve targeted advertisements on Facebook and Instagram.
You can control cookies through your browser settings. Disabling cookies may affect Site functionality.
Third-Party Services
We use the following third-party services that may collect or process your data:
These third parties have their own privacy policies governing how they handle your data. We encourage you to review them.
Data Sharing and Disclosure
We do not sell your personal information. We may share your information in the following circumstances:
- With insurance carriers and underwriters as necessary to provide you with insurance quotes and coverage
- With third-party service providers who assist us in operating our Site and business (as described above)
- When required by law, regulation, or legal process
- To protect our rights, privacy, safety, or property
Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, maintain our business relationship with you, or comply with legal obligations. Contact form submissions are retained for the duration of our business relationship and as required by insurance industry regulations.
Data Security
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. Our Site is served over HTTPS and hosted on Netlify's secure infrastructure. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request that we correct inaccurate or incomplete information.
- Deletion: Request that we delete your personal information, subject to legal obligations.
- Opt-Out of Tracking: You can opt out of interest-based advertising through the Digital Advertising Alliance or by adjusting your ad preferences on Facebook.
- Do Not Track: Our Site currently does not respond to "Do Not Track" browser signals.
To exercise any of these rights, please contact us using the information below.
Children's Privacy
Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us so we can promptly delete it.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
- Name: Joseph Fedor
- NPN: 21018076
- Location: Aurora, Ohio
- Contact Form: Contact Page